{"product_id":"medicare-guide","title":"The Complete Medicare Guide, First Edition","description":"\u003cdiv style=\"font-family:Arial,Helvetica,sans-serif;max-width:900px;\"\u003e\n\u003cp style=\"font-size:30px;line-height:1.35;font-weight:800;color:#B3122E;margin:6px 0;\"\u003eMedicare in plain English. Short sentences. Real examples. 📘\u003c\/p\u003e\n\u003cp style=\"font-size:22px;line-height:1.6;color:#111;margin:10px 0;\"\u003e\u003cstrong\u003eThe Complete Medicare Guide, First Edition\u003c\/strong\u003e by \u003cstrong\u003eSam Silva\u003c\/strong\u003e (Principal, EZ Access Insurance) is an \u003cstrong\u003e84-page (in print)\u003c\/strong\u003e large-print, step-by-step guide for people who are new to Medicare, helping a parent or spouse, or puzzled by a letter in the mail.\u003c\/p\u003e\n\u003cp style=\"font-size:22px;line-height:1.5;color:#111;margin:14px 0;\"\u003e\u003cstrong\u003eThe ebook is available right now ($14.99).\u003c\/strong\u003e Want a paperback ($24.99)? Tap the red \u003cstrong\u003ePaperback\u003c\/strong\u003e button next to the Ebook format above.\u003c\/p\u003e\n\u003ch2 style=\"font-size:32px;line-height:1.25;color:#fff;background:#0B2A5B;padding:14px 18px;margin:34px 0 14px 0;border-radius:10px;font-weight:800;\"\u003e1. 📖 What is inside\u003c\/h2\u003e\n\u003cul style=\"font-size:22px;line-height:1.6;color:#111;padding-left:28px;margin:10px 0;\"\u003e\n\u003cli style=\"margin:8px 0;\"\u003e\n\u003cstrong\u003eOriginal Medicare, Parts A, B, C and D.\u003c\/strong\u003e What each part does and what it does not cover.\u003c\/li\u003e\n\u003cli style=\"margin:8px 0;\"\u003e\n\u003cstrong\u003eMedicare Advantage or Medigap?\u003c\/strong\u003e Side-by-side tables, so you can compare before you choose.\u003c\/li\u003e\n\u003cli style=\"margin:8px 0;\"\u003e\n\u003cstrong\u003eMedigap guaranteed-issue and trial rights.\u003c\/strong\u003e Federal and state rules, including the \u003cstrong\u003e12-month trial right\u003c\/strong\u003e (the 12-month \"try it and return\" window) with a timeline and an example.\u003c\/li\u003e\n\u003cli style=\"margin:8px 0;\"\u003e\n\u003cstrong\u003eWhen to enroll.\u003c\/strong\u003e Enrollment windows and calendars, so you do not miss a deadline.\u003c\/li\u003e\n\u003cli style=\"margin:8px 0;\"\u003e\n\u003cstrong\u003eCosts, penalties and IRMAA.\u003c\/strong\u003e What you pay and when it can go up.\u003c\/li\u003e\n\u003cli style=\"margin:8px 0;\"\u003e\n\u003cstrong\u003eMedicaid vs. Medicaid long-term care.\u003c\/strong\u003e How they differ, plus the \u003cstrong\u003eMedicare Savings Programs\u003c\/strong\u003e that can help pay Medicare costs.\u003c\/li\u003e\n\u003cli style=\"margin:8px 0;\"\u003e\n\u003cstrong\u003eNew York and Florida information\u003c\/strong\u003e side by side, because state rules differ.\u003c\/li\u003e\n\u003cli style=\"margin:8px 0;\"\u003e\n\u003cstrong\u003e2027 as the financial reference year.\u003c\/strong\u003e Where 2027 amounts are not yet published, the book shows the official 2026 amounts and labels them clearly.\u003c\/li\u003e\n\u003cli style=\"margin:8px 0;\"\u003e\n\u003cstrong\u003eWills and trusts.\u003c\/strong\u003e Estate planning basics: how wills and trusts work and why your documents matter.\u003c\/li\u003e\n\u003cli style=\"margin:8px 0;\"\u003e\n\u003cstrong\u003eExtra insurance options.\u003c\/strong\u003e Dental, vision, hearing, hospital indemnity, cancer, life and final expense policies, and what each one does.\u003c\/li\u003e\n\u003cli style=\"margin:8px 0;\"\u003e\n\u003cstrong\u003eHSA, HRA, FSA and MSA.\u003c\/strong\u003e How these health accounts relate to Medicare.\u003c\/li\u003e\n\u003cli style=\"margin:8px 0;\"\u003e\n\u003cstrong\u003eSocial Security timing\u003c\/strong\u003e, working past 65 and other coverage.\u003c\/li\u003e\n\u003cli style=\"margin:8px 0;\"\u003e\n\u003cstrong\u003e84 pages in print\u003c\/strong\u003e, in large, easy-to-read type.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2 style=\"font-size:32px;line-height:1.25;color:#fff;background:#B3122E;padding:14px 18px;margin:34px 0 14px 0;border-radius:10px;font-weight:800;\"\u003e2. 🧮 Worked examples and checklists\u003c\/h2\u003e\n\u003cul style=\"font-size:22px;line-height:1.6;color:#111;padding-left:28px;margin:10px 0;\"\u003e\n\u003cli style=\"margin:8px 0;\"\u003e\n\u003cstrong\u003eWorked examples with the math shown\u003c\/strong\u003e, so you can follow every step.\u003c\/li\u003e\n\u003cli style=\"margin:8px 0;\"\u003e\n\u003cstrong\u003eChecklists and worksheets\u003c\/strong\u003e for your medications, doctors and questions.\u003c\/li\u003e\n\u003cli style=\"margin:8px 0;\"\u003e\n\u003cstrong\u003eQuestions to ask before you choose\u003c\/strong\u003e any plan or adviser.\u003c\/li\u003e\n\u003cli style=\"margin:8px 0;\"\u003eA \u003cstrong\u003eglossary\u003c\/strong\u003e of plain-English definitions and a \u003cstrong\u003ephone-number list\u003c\/strong\u003e.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2 style=\"font-size:32px;line-height:1.25;color:#fff;background:#0B2A5B;padding:14px 18px;margin:34px 0 14px 0;border-radius:10px;font-weight:800;\"\u003e3. 👥 Who this book is for\u003c\/h2\u003e\n\u003cul style=\"font-size:22px;line-height:1.6;color:#111;padding-left:28px;margin:10px 0;\"\u003e\n\u003cli style=\"margin:8px 0;\"\u003ePeople turning 65, or a few years away.\u003c\/li\u003e\n\u003cli style=\"margin:8px 0;\"\u003eAdult children and spouses who help with Medicare decisions.\u003c\/li\u003e\n\u003cli style=\"margin:8px 0;\"\u003eAnyone comparing Medicare Advantage and Medigap.\u003c\/li\u003e\n\u003cli style=\"margin:8px 0;\"\u003eAnyone who wants clear answers without insurance jargon.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2 style=\"font-size:32px;line-height:1.25;color:#fff;background:#B3122E;padding:14px 18px;margin:34px 0 14px 0;border-radius:10px;font-weight:800;\"\u003e4. 🔄 Updates\u003c\/h2\u003e\n\u003cp style=\"font-size:22px;line-height:1.6;color:#111;margin:10px 0;\"\u003eMedicare numbers change every year. Each table in the book has a \u003cstrong\u003eyear label\u003c\/strong\u003e and a \u003cstrong\u003eQR code\u003c\/strong\u003e. Scan the code, or visit \u003ca href=\"https:\/\/ezaccessinsurance.com\/medicare-books\" style=\"color:#B3122E;font-weight:800;\"\u003eezaccessinsurance.com\/medicare-books\u003c\/a\u003e, for current Medicare rates and annual updates.\u003c\/p\u003e\n\u003ch2 style=\"font-size:32px;line-height:1.25;color:#fff;background:#0B2A5B;padding:14px 18px;margin:34px 0 14px 0;border-radius:10px;font-weight:800;\"\u003e5. 📋 Table of contents\u003c\/h2\u003e\n\u003cp style=\"font-size:18px;color:#333;margin:6px 0;\"\u003ePage numbers refer to the print edition.\u003c\/p\u003e\n\u003ctable style=\"width:100%;border-collapse:collapse;font-size:20px;line-height:1.45;\"\u003e\n\u003ctr style=\"background:#EAF0FA;\"\u003e\n\u003ctd style=\"padding:10px 12px;color:#111;font-weight:600;border-bottom:1px solid #C9D3E6;\"\u003eHow to Use This Book\u003c\/td\u003e\n\u003ctd style=\"padding:10px 12px;color:#0B2A5B;font-weight:800;text-align:right;white-space:nowrap;border-bottom:1px solid #C9D3E6;\"\u003ep. 3\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr style=\"background:#fff;\"\u003e\n\u003ctd style=\"padding:10px 12px;color:#111;font-weight:600;border-bottom:1px solid #C9D3E6;\"\u003eChapter 1: Medicare Basics\u003c\/td\u003e\n\u003ctd style=\"padding:10px 12px;color:#0B2A5B;font-weight:800;text-align:right;white-space:nowrap;border-bottom:1px solid #C9D3E6;\"\u003ep. 4\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr style=\"background:#EAF0FA;\"\u003e\n\u003ctd style=\"padding:10px 12px;color:#111;font-weight:600;border-bottom:1px solid #C9D3E6;\"\u003eChapter 2: Prepare for Medicare Before 65\u003c\/td\u003e\n\u003ctd style=\"padding:10px 12px;color:#0B2A5B;font-weight:800;text-align:right;white-space:nowrap;border-bottom:1px solid #C9D3E6;\"\u003ep. 6\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr style=\"background:#fff;\"\u003e\n\u003ctd style=\"padding:10px 12px;color:#111;font-weight:600;border-bottom:1px solid #C9D3E6;\"\u003eChapter 3: Social Security First\u003c\/td\u003e\n\u003ctd style=\"padding:10px 12px;color:#0B2A5B;font-weight:800;text-align:right;white-space:nowrap;border-bottom:1px solid #C9D3E6;\"\u003ep. 9\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr style=\"background:#EAF0FA;\"\u003e\n\u003ctd style=\"padding:10px 12px;color:#111;font-weight:600;border-bottom:1px solid #C9D3E6;\"\u003eChapter 4: Part A, Hospital Insurance\u003c\/td\u003e\n\u003ctd style=\"padding:10px 12px;color:#0B2A5B;font-weight:800;text-align:right;white-space:nowrap;border-bottom:1px solid #C9D3E6;\"\u003ep. 17\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr style=\"background:#fff;\"\u003e\n\u003ctd style=\"padding:10px 12px;color:#111;font-weight:600;border-bottom:1px solid #C9D3E6;\"\u003eChapter 5: Part B, Medical Insurance\u003c\/td\u003e\n\u003ctd style=\"padding:10px 12px;color:#0B2A5B;font-weight:800;text-align:right;white-space:nowrap;border-bottom:1px solid #C9D3E6;\"\u003ep. 20\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr style=\"background:#EAF0FA;\"\u003e\n\u003ctd style=\"padding:10px 12px;color:#111;font-weight:600;border-bottom:1px solid #C9D3E6;\"\u003eChapter 6: When to Enroll\u003c\/td\u003e\n\u003ctd style=\"padding:10px 12px;color:#0B2A5B;font-weight:800;text-align:right;white-space:nowrap;border-bottom:1px solid #C9D3E6;\"\u003ep. 22\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr style=\"background:#fff;\"\u003e\n\u003ctd style=\"padding:10px 12px;color:#111;font-weight:600;border-bottom:1px solid #C9D3E6;\"\u003eChapter 7: Medicare Advantage or Medigap? (incl. Guaranteed Issue and the 12-month trial right)\u003c\/td\u003e\n\u003ctd style=\"padding:10px 12px;color:#0B2A5B;font-weight:800;text-align:right;white-space:nowrap;border-bottom:1px solid #C9D3E6;\"\u003ep. 28\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr style=\"background:#EAF0FA;\"\u003e\n\u003ctd style=\"padding:10px 12px;color:#111;font-weight:600;border-bottom:1px solid #C9D3E6;\"\u003eChapter 8: Prescription Drug Coverage (Part D)\u003c\/td\u003e\n\u003ctd style=\"padding:10px 12px;color:#0B2A5B;font-weight:800;text-align:right;white-space:nowrap;border-bottom:1px solid #C9D3E6;\"\u003ep. 46\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr style=\"background:#fff;\"\u003e\n\u003ctd style=\"padding:10px 12px;color:#111;font-weight:600;border-bottom:1px solid #C9D3E6;\"\u003eChapter 9: Costs, Penalties and IRMAA\u003c\/td\u003e\n\u003ctd style=\"padding:10px 12px;color:#0B2A5B;font-weight:800;text-align:right;white-space:nowrap;border-bottom:1px solid #C9D3E6;\"\u003ep. 48\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr style=\"background:#EAF0FA;\"\u003e\n\u003ctd style=\"padding:10px 12px;color:#111;font-weight:600;border-bottom:1px solid #C9D3E6;\"\u003eChapter 10: Medicaid and Help With Costs\u003c\/td\u003e\n\u003ctd style=\"padding:10px 12px;color:#0B2A5B;font-weight:800;text-align:right;white-space:nowrap;border-bottom:1px solid #C9D3E6;\"\u003ep. 54\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr style=\"background:#fff;\"\u003e\n\u003ctd style=\"padding:10px 12px;color:#111;font-weight:600;border-bottom:1px solid #C9D3E6;\"\u003eChapter 11: Long-Term Care and Estate Planning (incl. wills and trusts, extra insurance options)\u003c\/td\u003e\n\u003ctd style=\"padding:10px 12px;color:#0B2A5B;font-weight:800;text-align:right;white-space:nowrap;border-bottom:1px solid #C9D3E6;\"\u003ep. 58\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr style=\"background:#EAF0FA;\"\u003e\n\u003ctd style=\"padding:10px 12px;color:#111;font-weight:600;border-bottom:1px solid #C9D3E6;\"\u003eChapter 12: Working Past 65 and Other Coverage\u003c\/td\u003e\n\u003ctd style=\"padding:10px 12px;color:#0B2A5B;font-weight:800;text-align:right;white-space:nowrap;border-bottom:1px solid #C9D3E6;\"\u003ep. 64\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr style=\"background:#fff;\"\u003e\n\u003ctd style=\"padding:10px 12px;color:#111;font-weight:600;border-bottom:1px solid #C9D3E6;\"\u003eChapter 13: Choose, Use and Protect Your Coverage\u003c\/td\u003e\n\u003ctd style=\"padding:10px 12px;color:#0B2A5B;font-weight:800;text-align:right;white-space:nowrap;border-bottom:1px solid #C9D3E6;\"\u003ep. 66\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr style=\"background:#EAF0FA;\"\u003e\n\u003ctd style=\"padding:10px 12px;color:#111;font-weight:600;border-bottom:1px solid #C9D3E6;\"\u003eAppendix A: Reference Tables\u003c\/td\u003e\n\u003ctd style=\"padding:10px 12px;color:#0B2A5B;font-weight:800;text-align:right;white-space:nowrap;border-bottom:1px solid #C9D3E6;\"\u003ep. 69\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr style=\"background:#fff;\"\u003e\n\u003ctd style=\"padding:10px 12px;color:#111;font-weight:600;border-bottom:1px solid #C9D3E6;\"\u003eYour Medicare Year at a Glance\u003c\/td\u003e\n\u003ctd style=\"padding:10px 12px;color:#0B2A5B;font-weight:800;text-align:right;white-space:nowrap;border-bottom:1px solid #C9D3E6;\"\u003ep. 74\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr style=\"background:#EAF0FA;\"\u003e\n\u003ctd style=\"padding:10px 12px;color:#111;font-weight:600;border-bottom:1px solid #C9D3E6;\"\u003eGlossary\u003c\/td\u003e\n\u003ctd style=\"padding:10px 12px;color:#0B2A5B;font-weight:800;text-align:right;white-space:nowrap;border-bottom:1px solid #C9D3E6;\"\u003ep. 75\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr style=\"background:#fff;\"\u003e\n\u003ctd style=\"padding:10px 12px;color:#111;font-weight:600;border-bottom:1px solid #C9D3E6;\"\u003eResources and Phone Numbers\u003c\/td\u003e\n\u003ctd style=\"padding:10px 12px;color:#0B2A5B;font-weight:800;text-align:right;white-space:nowrap;border-bottom:1px solid #C9D3E6;\"\u003ep. 77\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr style=\"background:#EAF0FA;\"\u003e\n\u003ctd style=\"padding:10px 12px;color:#111;font-weight:600;border-bottom:1px solid #C9D3E6;\"\u003eYour Notes and Questions\u003c\/td\u003e\n\u003ctd style=\"padding:10px 12px;color:#0B2A5B;font-weight:800;text-align:right;white-space:nowrap;border-bottom:1px solid #C9D3E6;\"\u003ep. 78\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr style=\"background:#fff;\"\u003e\n\u003ctd style=\"padding:10px 12px;color:#111;font-weight:600;border-bottom:1px solid #C9D3E6;\"\u003eSources and References\u003c\/td\u003e\n\u003ctd style=\"padding:10px 12px;color:#0B2A5B;font-weight:800;text-align:right;white-space:nowrap;border-bottom:1px solid #C9D3E6;\"\u003ep. 80\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr style=\"background:#EAF0FA;\"\u003e\n\u003ctd style=\"padding:10px 12px;color:#111;font-weight:600;border-bottom:1px solid #C9D3E6;\"\u003eDisclaimer\u003c\/td\u003e\n\u003ctd style=\"padding:10px 12px;color:#0B2A5B;font-weight:800;text-align:right;white-space:nowrap;border-bottom:1px solid #C9D3E6;\"\u003ep. 82\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr style=\"background:#fff;\"\u003e\n\u003ctd style=\"padding:10px 12px;color:#111;font-weight:600;border-bottom:1px solid #C9D3E6;\"\u003eAnnual Update Log\u003c\/td\u003e\n\u003ctd style=\"padding:10px 12px;color:#0B2A5B;font-weight:800;text-align:right;white-space:nowrap;border-bottom:1px solid #C9D3E6;\"\u003ep. 83\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/table\u003e\n\u003ch2 style=\"font-size:32px;line-height:1.25;color:#fff;background:#B3122E;padding:14px 18px;margin:34px 0 14px 0;border-radius:10px;font-weight:800;\"\u003e6. ⚠️ Important notice\u003c\/h2\u003e\n\u003cdiv style=\"border:4px solid #B3122E;background:#FFF6D6;padding:16px 20px;border-radius:10px;\"\u003e\n\u003cp style=\"font-size:22px;line-height:1.6;color:#111;margin:6px 0;\"\u003e\u003cstrong\u003eEducational information only.\u003c\/strong\u003e This book is not individual insurance, legal, tax or financial advice. Rules change, and benefits vary by state, location and plan. Confirm with Medicare (1-800-633-4227) or Social Security (1-800-772-1213) before you act.\u003c\/p\u003e\n\u003cp style=\"font-size:22px;line-height:1.6;color:#111;margin:6px 0;\"\u003e\u003cstrong\u003eNot affiliated with the U.S. government or the Medicare program.\u003c\/strong\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"EZ Access Insurance","offers":[{"title":"Ebook","offer_id":52810413310168,"sku":null,"price":14.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0671\/3996\/1048\/files\/01_front_cover_55753c8f-6061-473b-8d93-14a34897703b.jpg?v=1793029779","url":"https:\/\/www.samseshop.com\/ja\/products\/medicare-guide","provider":"SamsEshop","version":"1.0","type":"link"}